Earn in Cryptocurrency — Compare Yield and Terms
Find the most suitable passive-income option in cryptocurrency. Compare 2308 offers across 16 platforms by yield, lock-up periods, and other parameters.
ETH
Mexc
APY 7.00%
USDT
Bybit
APY 2.50%
BNB
Binance
APY 0.32%
| Token | Rate | Term | Platform | Platform reliability | |
|---|---|---|---|---|---|
USDT For new users | 600.00% | 2 days | Mexc | 10 / 10 | |
USDC | 6.00% | Mexc | 10 / 10 | ||
ETH | 7.00% | Mexc | 10 / 10 | ||
 BTC For new users | 600.00% | 1 day | Mexc | 10 / 10 | |
 SOL For new users | 200.00% | 1 day | Mexc | 10 / 10 | |
SUI | 5.00% | Mexc | 10 / 10 | ||
USDT | 10.00% |  Htx | 7 / 10 | ||
SOL | 4.75% | Htx | 7 / 10 | ||
BTC For new users | 100.00% | Htx | 7 / 10 | ||
USDC | 8.00% | Htx | 7 / 10 | ||
USDT | 6.96% | Bybit | 9 / 10 | ||
 XAUT | 6.00% | Bybit | 9 / 10 | ||
 HYPE | 1.99% | Bybit | 9 / 10 | ||
USDC | 4.25% | Binance | 10 / 10 | ||
BNB | 0.32% | Binance | 10 / 10 | ||
USDT | 3.22% | Binance | 10 / 10 | ||
TRX | 2.80% | Binance | 10 / 10 | ||
TRX | 2.09% | 7 days | Binance | 10 / 10 | |
TRX | 1.88% | 7 days | Binance | 10 / 10 | |
TRX | 2.31% | 60 days | Binance | 10 / 10 | |
TRX | 1.98% | 90 days | Binance | 10 / 10 | |
WLD | 10.82% |  Bitget | 9 / 10 | ||
BTC | 0.20% | 30 days | Bybit | 9 / 10 | |
USDT | 2.50% | 7 days | Bybit | 9 / 10 | |
MINA | 1.93% | Binance | 10 / 10 | ||
ETH | 1.29% | Binance | 10 / 10 | ||
2Z | 5.00% | Binance | 10 / 10 | ||
ALLO | 2.53% | Binance | 10 / 10 | ||
USDT | 3.61% | Binance | 10 / 10 | ||
ETH | 2.22% | Binance | 10 / 10 | ||
ASTER | 0.07% | Binance | 10 / 10 | ||
AT | 3.22% | Binance | 10 / 10 |
General information
The site displays the key offer parameters to make comparison easier:
Rate — the annual rate excluding reinvestment.
Term — the duration for which funds are placed.
Platform — the platform where assets can be placed.
Platform reliability — a platform rating based on Trust Score. The rating considers factors such as liquidity, scale of operations, and cybersecurity. More information is available in the methodology.
Data is requested via API and updated regularly. Rates and terms may change between updates; current terms are available on the platform’s website.
What types of products are listed on this page?
- Flexible savings allow users to deposit and withdraw assets at any time under the platform’s rules, while the rate may change. Some platforms offer higher yields, usually subject to a fixed limit. These offers are marked with “Small limit” and “For new users” badges.
- Fixed-term savings allow users to place funds for a set period, such as a few days, weeks, or months. Platforms may offer different rates for different terms. Some do not allow early redemption, while others deduct accrued rewards when a position is closed early. Redemption terms are available on the platform’s website.
- Staking is a way to earn passive rewards by supporting a blockchain network. Product terms determine how rewards are calculated, whether there is an unbonding period, and which fees apply.
- Liquid staking is a form of staking in which a user may receive a derivative token representing the staked asset. Its exchangeability, liquidity, and redemption process depend on the specific product.
- Exchange promotions — the page also lists promotional offers from CeFi exchanges. These typically feature a higher rate, a short duration, a small limit, and registration and KYC requirements.
Comparison with traditional finance
Some flexible and fixed-term Earn products resemble bank savings accounts and term deposits in how they work: users place assets under specified terms and may receive rewards. However, this is not a bank deposit. Asset protection, insurance, platform rules, and applicable regulation depend on the jurisdiction and the specific service. If a CeFi platform encounters problems, asset withdrawals may be restricted or suspended.
Risks
- Platform risk. Financial difficulties, hacks, and other disruptions may restrict access to assets.
- Rates are often not guaranteed, and the rules may change.
- Asset values may decrease while funds are placed in a product.
- Stablecoins may lose their peg to a fiat currency.
- Platforms may restrict access for certain countries.
- Liquid staking carries liquidity risk and the risk that the derivative token’s price diverges from the price of the underlying asset.
Content on this page is informational and is not personalized advice or a solicitation to act.
Frequently Asked Questions (FAQ)
Earn is an umbrella term for products that allow users to earn passive income by placing cryptocurrency. These include staking, liquid staking, fixed-term and flexible savings, and exchange promotions.
Yes. A fixed term does not guarantee a fixed rate. The offer’s terms must explicitly state whether the rate remains unchanged.
It depends on the product. Flexible savings often let you submit a withdrawal request at any time, but it may take time to receive your funds. Fixed-term savings may block early withdrawals or allow them with the loss of some or all accrued rewards. Check the platform for the exact terms. Staking may involve an unbonding period.
The rate, term, reward frequency, and automatic reinvestment depend on the platform’s terms. Earned rewards may be credited to a separate account or automatically reinvested. Review the platform’s terms before investing.
No. Compare DeFi is an aggregator that helps users compare offers from different platforms. Assets are deposited, rewards are credited, and funds are withdrawn on the selected platform.