Stablecoin staking on exchanges and in DeFi
Compare all stablecoin staking offers by rate, term, and venue — without promising a fixed return.
USDT
Htx
APY 10.00%
USD1
Binance
APY 8.54%
USDT
Kucoin
APY 100.00%
| Token | Rate | Term | Platform | Platform reliability | |
|---|---|---|---|---|---|
USDT For new users | 600.00% | 2 days |  Mexc | 9 / 10 | |
 USDC | 10.00% | Mexc | 9 / 10 | ||
USDT | 10.00% | Htx | 6 / 10 | ||
USDC | 8.00% | Htx | 6 / 10 | ||
USDT | 6.68% |  Bybit | 9 / 10 | ||
USDC | 2.61% | Binance | 10 / 10 | ||
 TUSD | 0.50% |  Bitget | 10 / 10 | ||
USDT | 1.21% | Kucoin | 9 / 10 | ||
 USDS | 5.00% | Bitget | 10 / 10 | ||
USDT | 5.44% | Bybit | 9 / 10 | ||
USDT | 10.00% |  Okx | 10 / 10 | ||
USDC | 2.00% | 14 days | Kucoin | 9 / 10 | |
USDT | 3.52% |  Spark | - | ||
USDT | 1.90% | 14 days |  Bitunix | 8 / 10 | |
USDT For new users | 100.00% | 7 days | Kucoin | 9 / 10 | |
 PYUSD | 0.50% | Bitget | 10 / 10 | ||
USDT | 3.36% | Binance | 10 / 10 | ||
USD1 | 1.00% | Bitget | 10 / 10 | ||
USDC | 0.43% | Kucoin | 9 / 10 | ||
USDC | 6.31% | Bybit | 9 / 10 | ||
USDC | 3.36% | Binance | 10 / 10 | ||
USDC | 3.52% | Spark | - | ||
USDT | 7.34% | Bitget | 10 / 10 | ||
USD1 | 8.54% | Binance | 10 / 10 | ||
USDT | 2.06% | Bitget | 10 / 10 | ||
USDC | 10.00% | Okx | 10 / 10 | ||
USDT | 1.30% | 7 days | Bitget | 10 / 10 | |
USDC | 1.20% | Bitunix | 8 / 10 | ||
USDT For VIP clients | 2.50% | 7 days | Bitunix | 8 / 10 | |
USDT | 3.00% | 7 days | Bitget | 10 / 10 | |
USDT For VIP clients | 2.80% | 7 days | Bitunix | 8 / 10 | |
USDC | 1.80% | Bitget | 10 / 10 |
What stablecoin staking is
Stablecoin staking on the market usually does not mean classic Proof-of-Stake. It typically refers to Earn, savings, or lending products: users allocate USDT, USDC, DAI, and other stablecoins on a centralized exchange or in a DeFi protocol and receive rewards under venue rules.
Yield is usually quoted as an annual rate. APR is a nominal annual rate without built-in compounding in the formula. APY may include reinvestment under the venue’s methodology. Realized outcomes depend on accrual mode, fees, lock-ups, and changes to product terms.
Risks and limitations
A stable nominal value does not remove product or venue risk. Common limitations include:
- Counterparty and custody — on CEX, assets sit with the operator; withdrawals follow exchange policy;
- Smart contracts — in DeFi, code bugs, failed upgrades, and related-protocol exposure are possible;
- Issuer and peg — depeg events, address freezes, and reserve changes;
- Locks and limits — fixed terms, withdrawal queues, VIP or new-user restrictions;
- Variable rates — APR/APY are not guaranteed and can change when offers refresh.
Content on this page is informational and is not personalized advice or a solicitation to act.
Compound interest and reinvestment
When rewards are added to the balance and start earning themselves, compounding applies. Not every product does this automatically: some venues pay rewards separately without reinvestment.
Outcomes depend on accrual frequency, fees, flexible versus fixed staking modes, and lock duration. Top-ups are useful to treat as separate time segments: each new amount participates only from the moment it is deposited. For multi-deposit scenarios and rate changes, see the staking calculator.
Exchange staking and DeFi staking
On centralized exchanges, stablecoin staking is often packaged as Earn or savings behind a single UI: the flow is simpler, but assets and execution depend on the operator — a custody and counterparty layer.
In DeFi, lending and earn protocols encode terms in smart contracts: users manage wallets directly, while assessments include network fees, contract upgrades, and related module state.
The same coin can show different APR/APY, terms, and caps on CEX versus DeFi because reserve models, borrow demand, and venue policy differ — rate comparison alone does not describe the full risk profile.
How Compare-DeFi lists these offers
This page aggregates staking offers filtered to stablecoins. Tables and cards show the token, APR/APY, duration, platform, a platform reliability score, and a product link — depending on fields available from data sources.
Token and platform filters are available; sorting reorders the list by the selected field (default: by rate). Outbound links open the exchange or protocol UI with live terms. Data comes from integrations and refreshes as venue offers change.
Summary
Stablecoin staking is a set of products with different accrual mechanics, terms, and risk sources — from CEX custody to DeFi smart contracts and peg stability. Compare-DeFi surfaces aggregated rates and conditions in one catalog.
Whether to participate, which venue to use, and which position parameters to set remain the user’s decision.
Frequently Asked Questions (FAQ)
Classic Proof-of-Stake does not apply to most stablecoins. Exchanges and DeFi venues offer Earn, savings, and lending products that are often labeled as staking: funds are placed under service rules, and rewards follow that venue’s methodology.
This page filters offers for tokens such as USDT, USDC, USDS, USDE, DAI, PYUSD, USD1, USDF, USDD, EURC, EURA, TUSD, USDP, USDG, RLUSD, USDTB, and BFUSD. The live row set depends on which products integrations return at the last data refresh.
APR is an annual rate without compounding in the formula. APY may include compounding under the venue’s methodology. Figures are only comparable when you know which metric the source quotes and how rewards accrue there.
Typical risks include:
- counterparty and custody risk on CEX;
- smart-contract vulnerabilities in DeFi;
- issuer and depeg risk;
- lock-ups, caps, and rate changes.
A stable token nominal does not guarantee fund safety or a fixed return.
It depends on the product. Some services automatically reinvest rewards into the balance; others pay rewards separately. Accrual frequency, fees, and flexible versus fixed modes all affect the outcome.
Each offer reflects integration data: token, APR/APY, duration, platform, a platform reliability score, and a product link. Token and platform filters are available; sorting changes row order by the selected field. Columns may expand as APIs and page layouts evolve.